Kelly, O’Malley and O’Toole (2014) and Giuliana (2019) unearthed that FHBs had been less likely to standard on their loans when you look at the Ireland away from 2013 so you’re able to 2017; it ideal one to banking companies used stricter credit requirements to FHBs owed to not enough credit score
Aggregate arrears prices to have FHB loans or any other owner-occupier funds tracked relatively closely up until the start of 2020 (Graph 8). (más…)
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